September is National Preparedness Month. That means it’s a great time to take a moment and be sure that the whole family knows what to do if storm or other unexpected event causes storm damage to your home. While those of us in the Midwest may not have to worry about hurricanes and wildfires, we do have to take steps to be ready in the event of flooding, tornadoes and other strong storms that might cause storm damage that will require the services of a disaster restoration company. Here’s a list of things you can do now to ensure your family is protected and prepared if a natural disaster occurs.
- Make sure you’re covered. Once a year, you need to locate and review your insurance policies. Touch base with your insurance agent and make sure you understand your coverage. Add to it if necessary. Then, make sure your insurance policies, along with your home inventory list and other valuable documents are in a fireproof, waterproof safe, preferably in your basement.
- Save for a rainy day. Even if you have great insurance coverage, expert money managers recommend that you have, at minimum, two months of living expenses set aside for a rainy day. Should your home sustain storm damage that requires storm repair and restoration, whether it’s a flooded basement or a damaged roof that might need board-up service, unexpected expenses can add up quickly. Plus, you might need to take time off work to put things back together after a disaster occurs, particularly if you own your own business.
- Know how to turn it off. If a weather event caused storm damage to your home, such as a burst pipe, would you know where to shut off the water? Do you know where your fuse box is and is it clearly labeled? Take a moment to locate your main water shut-off valve and label your fuse box. You might want to stash a flashlight in your basement with fresh batteries while you’re at it, in case of a power outage. You should also know where your gas shut-off valve is. However, you should always contact your local utility immediately if you suspect a gas leak.
- Practice the plan. Your entire family should be familiar with your family’s emergency plan. They should know where to meet if cell service is unavailable and what to do if your home is without power. If you haven’t already done so, create a family emergency plan and rehearse it on a regular basis, so that everyone knows what to do if a storm or other unexpected event occurs.
When a natural disaster occurs, the most commonly heard phrase is, “I never thought it would happen to me.” The odds are in your favor that a storm or other unexpected weather event will never cause storm damage to your home that might require the services of storm restoration company. However, being as prepared as possible in advance can go a long way toward keeping your family safe and minimizing the amount of storm restoration needed.
#PrepareNow #FloodSmart #NatlPrep
While we hope that you never need our storm restoration services, we know the stress and mess that can be caused by water or storm damage. It’s good to know that the team of certified and trained restoration experts at Hays + Sons are just a phone call away, 24 hours a day, 7 days a week, 365 days a year. With 140 employees, 120 vehicles, and eight separate locations, Hays + Sons has you covered.