What you should know to ensure you’re prepared.
Sometimes, nature catches us off guard. Natural disasters are not something we can plan for, but they are something we can prepare for. When you read about disaster striking somewhere else, it’s easy to think, “That would never happen to me.” But natural disasters happen every day. The most important thing you can do is be prepared.
When a natural disaster strikes…
For some types of natural disasters, like wildfires, or tornadoes, hurricanes, hail and other strong storms that can result in storm damage to your home or business, you’ll have some advance warning. Other types of natural disasters, like earthquakes, strike unexpectedly. So, how can you keep your family safe and ensure your home or business is protected in the event of a natural disaster? By being prepared.
How to keep disaster preparedness top-of-mind all year round.
September is Disaster Preparedness month and back-to-school is a great time to review safety procedures with the family. But no matter what time of year it is, it’s important to discuss disaster preparedness with your family (or, your employees, if you own a business.) They should all know exactly what steps to take in the case of an emergency or natural disaster. Take the time to create a home disaster preparedness checklist that everyone in your family is familiar with.
How to be prepared for warm weather natural disasters.
In the Midwest, strong storms, especially tornadoes, are a leading cause of storm damage to homes and businesses. Strong storms can uproot trees, causing structural damage to your property, or neighboring properties, that can result in the need for board-up service or structural renovation. Here are some tips to stay ahead of warm weather disasters:
How to be prepared for cold weather natural disasters.
Unpredictable winter weather can wreak havoc on our home or business. Staying on top of home maintenance in the wintertime can help you be prepared. Here are some steps you can take to avoid property damage from winter weather disasters to your home or business.
How to be financially prepared for a natural disaster.
Natural disasters can be financially devastating. Here are some steps you can take to ensure you are financially prepared for property damage from a natural disaster, before it strikes.
- Make sure you’re covered. Regularly review your insurance policies with your insurance agent to ensure you have the coverage you’ll need in the event of a natural disaster, fire, or other unexpected damage to your home. Create a home inventory list and take photos of each room to facilitate the claim process if you experience a loss.
- Stay up to date. Keep your home inventory list updated with large purchases, such as jewelry or electronics and be sure to have your insurance agent update your policy when you make an expensive purchase. While some items may have to be replaced, the good news is that many items can be restored by a contents restoration company.
How to deal with the stress of a natural disaster.
In addition to being financially stressful, natural disasters are emotionally stressful as well. There are several ways you can avoid or reduce stress in the aftermath of a natural disaster.
- Be organized. Keep your important documents, like insurance policies, in a safe place. That way, you won’t have the additional stress of searching for information and phone numbers if the unexpected occurs.
- Do your research. Before a disaster strikes, do some research and find a trusted property restoration company near you. Read their online reviews to see if other home and business owners have had a good experience with them. Once you’ve chosen a property restoration company, add their contact information to your contacts so you’ll be prepared if you need to call them.
- Understand the process. If you’ve experienced property damage from a natural disaster, knowing what to expect in the days and weeks until life gets back to normal will help reduce your stress.