Summer weather brings all sorts of hazards to the Midwest, with tornados and severe storms causing damage to homes throughout Indiana. While high winds and hail are common with storms and can seriously harm residences, lightning strikes are another hazard you need to be prepared for this season. Hays + Sons shares the precautions you should take to prevent damage and what to do if your home is hit by lightning. Continue reading “Be Prepared for Summer Lightning Strikes”
When a disaster causes damage to your home, you’re left to pick up quite a few pieces. Home restoration isn’t as straightforward as an average home improvement project tends to be, as the devastation that results from a fire, flood, or storm is often extensive. This isn’t something you should attempt alone – the success of your project hinges on selecting the right restoration contractor. Continue reading “How To Ensure Your Home Restoration Project Is Done Right”
Unfortunately, damage to homes and personal property is all too common. Fires, floods, harsh storms – these natural disasters can wreak havoc on your residence as well as its contents. Filing a claim with your homeowners insurance company will help you put the pieces back together again, but there are some things you should know about the claims process that will help you best protect your family. Continue reading “What You Need to Know About Filing an Insurance Claim for Property Damage”
We’re well into the new year and the holidays are a pleasant memory. Hopefully, Santa brought your family everything they asked for. The big question now is, are all of those new toys, jewelry and electronics covered by your current homeowners’ insurance policy? Your policy should include personal property coverage for everything inside your four walls. Valuables such as jewelry, artwork and musical instruments should be listed on separate line items, on a document called a personal property schedule.
Continue reading “Add Your Holiday Purchases to Your Homeowner’s Insurance”