After a disaster that has left you with damaged possessions, it can be extremely difficult to remember every detail about your belongings. Making a home inventory list can help you with any potential insurance claims. Documenting your belongings now can help you recover faster after a loss.
Here are some steps you can take to help create your own home inventory list:
- Take the Time
Creating a complete home inventory list is going to take time. The more detail you include in your inventory, the more helpful it will be when you have to make an insurance claim.
- Keep Your Inventory in a Safe Place
Storing a home inventory list away from your home will ensure that the list does not get lost, stolen or damaged during any disaster at your home. Consider creating your list digitally with photos or videos that you can upload to a cloud-based service.
- Remember to Update Your List
Whenever you make significant purchases, remember to take the time to update your home inventory list. It is best to add the purchase to the list while all the information is fresh in your mind. While updating new information is a good time to remove items that are no longer relevant to your home.
- Reconsider Valuable Items
Items such as jewelry, art, or collectibles often become more valuable with time. If you have items that have increased in value, check with your agent to make sure you have enough coverage for these valuables. We suggest putting these valuable items in a safety deposit box to protect the items from any damage.
We know creating a home inventory list sounds like a lot of work, but trust us, you will be glad you have the list when you need it. Creating a home inventory list is all part of preparing yourself for potential damage from an unpredictable disaster. If you are ever dealing with damage in your home from a disaster, just call Hays + Sons. Our trained professionals will restore your items as quickly as possible.