November 3rd, 2017 11:52 am
Daylight Savings time is here, whether we like it or not. Did you get all of your clocks changed? And more importantly, did you change all of your smoke detector batteries? It’s easy to let those kinds of tasks slide in the rush of raking leaves, cleaning up your garden beds, getting kids off to school every day and getting ready for the big holiday season to come. (more…)
October 12th, 2017 3:51 pm
After a disaster that has left you with damaged possessions, it can be extremely difficult to remember every detail about your belongings. Making a home inventory list can help you with any potential insurance claims. Documenting your belongings now can help you recover faster after a loss. (more…)
September 29th, 2017 10:13 am
Many people don’t stop and think about the possessions they want to protect from disasters. It is easy to think that disasters won’t happen to you and you don’t have to worry about protecting your valuable. It is important to know that disasters can happen to anyone at any moment. You can’t wait until a severe weather storm occurs to protect your home from damages. You need to take the time to protect possessions from potential disasters. (more…)
September 5th, 2017 10:40 am
So you have experienced an unfortunate disaster to your home, and you now have a temporary fix to the problem. Right now, you are probably confused about what will happen next. Unpredictable disasters are stressful to deal with, so it can be difficult to understand the whole process completely.
To ease your mind and help your confusion we want to explain what happens after you take the step to protect your home from further damage. We want to work with you to get your home back to normal as quickly as possible, and that is why it is important that you understand and know what to expect. (more…)
August 21st, 2017 9:33 am
In our last blog post, we explained the steps you should take if a tree ever falls on your roof. We hope you never have to deal with a situation like this, but it is always good to be prepared. That’s why we wanted to take the next step and explain what you should do if your tree falls on your neighbor’s house or your neighbor’s tree falls on your house.
We know, it might sound like a stretch, but it could happen when you least expect it. This situation is more common than you may realize, and it could become an awkward situation. That’s why we want you to know how to handle the situation and what you need to do to work with your neighbor.
When your tree falls over onto a neighbor’s property, that neighbor should submit a claim to his or her insurance company immediately. The insurance company is usually responsible for taking care of the damages if the tree fell over due to an act of nature. For example, if a healthy tree falls into your neighbor’s property during a tornado or winter storm, you more than likely would not be responsible for damages to the neighbor’s property. In a circumstance like this, the neighbor’s insurance policy should cover damages inside their property line.
However, there are some cases where you as the homeowner could be responsible. If the tree was dead or unstable and you knew about it, you could be liable if it falls over on its own or during a storm. When homeowners know they have a dying tree it is their responsibility to take steps to prevent them from causing severe damage. If your neighbor has a dying tree, document requests to have them remove the tree. This documentation could come in handy with the insurance company.
More often than not, trees fall over due to storms or acts of nature, so many homeowners whose trees fall over do not have to worry about their insurers covering the bill. However, it is always best to avoid having to deal with trees falling over, so you do not have to worry about the hassle of going through this situation. We suggest to check your trees regularly and have them inspected at the first sign of disease or any health issues. If you have any restoration needs due to a fallen tree, don’t hesitate to give us a call. You can trust us to get the job done right and quickly.