Add Your Holiday Purchases to Your Homeowner’s Insurance

January 15th, 2018 1:03 pm

We’re well into 2018 and the holidays are a pleasant memory. Hopefully, Santa brought your family everything they asked for. The big question now is, are all of those new toys, jewelry and electronics covered by your current homeowners’ insurance policy? Your policy should include personal property coverage for everything inside your four walls. Valuables such as jewelry, artwork and musical instruments should be listed on separate line items, on a document called a personal property schedule. (more…)

Furnace Maintenance: Don’t Take Your Furnace For Granted

January 5th, 2018 8:06 am

Winter has us firmly in its grip now and the new year is off to a frigid start. Unless we can escape to warmer climes, bundling up and dreaming of spring are our only options. With the thermometer plunging to record lows, it’s certainly no time to take your furnace for granted, and furnace maintenance is key. 

It’s easy to forget about your furnace as it chugs away in the dark corners of your basement. (more…)

Top 10 Holiday Safety Tips | Hays + Sons

December 21st, 2017 9:11 am

Lights and decorations add to the festivity of the holiday season. It just wouldn’t be Christmas without a tree trimmed with twinkling lights, stockings hung over the fireplace and maybe even some over-the-top lights on the exterior of your house (ala Clark Griswold.) (more…)

My Basement Flooded… Now What?

December 12th, 2017 12:48 pm

With unpredictable winter weather ahead, the opportunities for water-related disasters are plenty– pipes can freeze and burst, rain and melting snow can raise groundwater levels, sewers can back up, or tiny cracks in your foundation can allow water to seep through the walls as the snow builds up along the side of your house. (more…)

Top Five Tips to Avoid Frozen Pipes

November 21st, 2017 10:58 am

 

Well, it’s that time of year again. Time to cover the outdoor furniture, rake up the remaining leaves, pull out the parkas and snow shovels, and start thinking about eating some turkey and pumpkin pie!

We don’t know what Mother Nature has in store for us this winter, but it’s bound to dip below freezing sooner or later, so it’s also time to think about how your pipes will do in the colder weather and make sure you don’t come home to any unexpected and unpleasant surprises. Pipes that aren’t properly insulated can freeze and burst, causing damage and flooding. The good news is that this is usually avoidable, and an ounce of prevention now can prevent pounds of pain later! (more…)